What type of deed offers the most protection by fully warranting clear title to a property?

Prepare for the Ohio Land Title Association exam. Enhance your understanding of real estate transactions, title search, and property law. Study with interactive quizzes and detailed explanations to excel in your test.

The General Warranty Deed is indeed the type of deed that offers the most protection to the grantee by fully warranting clear title to a property. This type of deed guarantees that the seller (grantor) holds clear title to the property, free of any encumbrances or defects, and commits to defending the title against any claims that may arise, even those that originated before the seller's ownership.

The key aspect of a General Warranty Deed is that it provides several covenants, including the covenant of seisin (the grantor warrants that they own the property and have the right to convey it), the covenant against encumbrances (the property is free from liens or other encumbrances), and the covenant of quiet enjoyment (the grantee will not be disturbed in their possession of the property). These warranties cover the entire history of the property, not just the period during which the grantor owned it.

In contrast, other types of deeds, such as the Limited Warranty Deed, Special Warranty Deed, and Quitclaim Deed, do not provide the same level of assurance regarding the title's history or the absence of defects. For example, a Quitclaim Deed does not offer any warranties at all, merely transferring whatever interest

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